Diferent A 100% independent firm
We offer our clients a wide choice of insurers through solid partnerships giving them access to more than 20 insurers! We remain a 100% independent damage insurance firm giving you access to trusted partners.home
Founded in 1978, L’Unique has been part of one of the largest financial groups in Quebec since 2004: La Capitale Insurance and Financial Services. Unique General Insurance distributes a full range of insurance products through its network of independent brokers offering car, home, leisure, corporate and bond insurance.
Intact Insurance is the largest car, home and business insurance company in the country, with more than four million consumers across the country.
All Economical Insurance products are underwritten by Definity Insurance Company who is one of the largest damage insurance companies in Canada. Founded in 1871, it serves more than a million Canadians by providing excellent service and flexible coverage. The future of Economical rests on investments in innovation, customer service and operational activities.
PAFCO is a specialized insurance company owned by Allstate. The company helps its clients with irregular situations and who have difficulty finding insurance from other insurers.
RSA is a leading provider of general insurance in Canada, providing a broad range of home, car, commercial, marine, travel and pet insurance products.
Promutuel Verchères - Les Forges
Promutuel Insurance is also one of the pioneers of insurance. It has almost 170 years of history dedicated to the protection of the property of the Quebec population, which gives it unrivaled expertise in its field.
Echelon Insurance was founded in 1998 and became a member of the CAA Club Group family in 2019. As one of the main specialized insurers, Echelon works closely with its partner brokers to offer personal and business insurance solutions to protect Canadian families and businesses.
No matter the nature of your business and where it is located, Northbridge is making every effort and the necessary research to understand unique insurance needs and protect your business.
Optimum General Inc., a Quebec financial group with an international scope, works mainly in Canada in the underwriting of damage insurance.
Wawanesa's long history dating back to 1896 has its origins in Wawanesa, Manitoba. A diversified multinational insurance company with over 3,000 employees across 9 regions.
Assurance Universel Inc
The company specializes in underwriting specialized car & home risks.
Burns & Wilcox
Burns & Wilcox offers a wide range of comprehensive solutions for brokers. In addition to its 50 offices in the United States and Canada, Burns & Wilcox offers its clients a wide range of highly qualified services through its centers of excellence. These centers constitute a valuable bank of internal expertise in a wide range of insurance fields: environment, recreational sector, boating, high net worth, professionals, transport and complementary insurance.
CHES Special Risk is one of the largest providers of insurance programs for brokers in Quebec. CHES Special Risk Inc. was created in Canada as a wholesaler in 2004, initially, with a particular interest in the field of hospitality. It became fully accredited by Lloyd's in 2009. CHES Special Risk was created in Quebec as a wholesaler in goods and third party liability.
Encon / Victor Group
As one of the leading insurance management companies in Canada, VICTOR has a rich history in specialized insurance, starting in the 1960s when they launched professional liability insurance for architects and engineers. Since then, for decades, they have expanded our product line to include unique professional liability, specialized damage insurance, and group and retiree benefits products and programs.
Groupassur is a wholesaler serving brokers and offering specialized insurance products across Canada.
In addition to offering insurance products to individuals, they offer companies insurance products such as third party liability, agricultural insurance, insurance for construction contractors, car insurance for garage owners and carriers, insurance for industries and multinationals. Intergroupe has the capacity to cover all kinds of commercial risks in several areas: retailers, wholesalers, food stores, apartment buildings, business offices and service companies. Intergroupe also does business with international insurers in order to underwrite industrial risks of all kinds.
Another point that distinguishes Leclerc Insurance and Financial Services is its specialization in recreational vehicle insurance, namely motor homes, caravans, etc. The company developed a range of insurance products in the late 1980s to meet the specific needs of RVers and seasonal campers. What you need to know is that there was no product for these types of vehicles at the time: Leclerc was therefore the pioneer in the field.
Morin Elliott Associés Ltée
Morin Elliott Associés Ltée is an insurance management company that offers its products exclusively through certified insurance brokers.
Novapro insurance benefits from a great expertise in innovative insurance solutions for pleasure craft and for a wide range of insurance products that are more difficult to underwrite, such as antique cars, skilled trades and estheticians.
Pistagnesi Doyon specializes in risks that are difficult to place with frequency of claims as well as in risk participation.
Plan B specializes in the placement of risks that are difficult to insure.
Premier Canada Insurance Managers Ltd. specializes in commercial insurance including construction, environment, E&O for professionals, administrators, managers and third party liability.
The South Western Insurance Group Limited (SWG) is a delegated general agent offering a wide range of insurance solutions for specialty needs, niches, programs and hard-to-insure cases.
SUM Insurance's offer focuses on corporate, umbrella and excess liability insurance.
Val International has been an insurance wholesaler since 1999.
Founded in 1988, April is an international insurance group operating in 31 countries, with global expertise in innovative insurance solutions for hard-to-place risks. April Canada develops and offers a wide range of hand-sewn solutions in business insurance, trucking insurance, car insurance, home insurance and boat insurance.
AssurExperts is a team of independent Quebec insurance and financial services professionals who lead their industry by staying in front of new market trends. The brokers who belong to the AssurExperts network do business with a wide range of insurers. They’re able to “shop around” to find you the insurance policy that best meets your needs when it comes to protecting your assets.
3 Sphères Assurance
What to do Before making a claim ?
We have set up a claims assistance team 514-313-5999, extension 136 to assist you following an incident. First communicate with them in order to understand the impact that an incident can have on your damage insurance file so as to offer you alternative solutions and inform you about the next steps which will follow the handling of your file with your insurance company.